Payment Plan Signature

Payment Plan

Payment Plan Summary

Date Plan created:

Student Name:

Program:

Program Cost:

Application Fee Paid: on

Deposit Paid: on

Beginning Balance:

Payment Schedule:

Number of Payments:

Payment Amount (Beginning Balance divided by number of Payments):

Payment can be made directly to The Institute Monday-Wednesday or on your agreed payment day and time 8:30am--9:00am.

Payments can also be mailed to The Institute of Epidermal Cell Therapy, 445 N. Battlefield Blvd., Chesapeake, Virginia 23320.

The Institute does not accept cash payments over $200.00. A charge of 4% is applied to all credit card payments. Students will be charged $30.00 for all returned checks.

Payments must be remitted by scheduled date, or student will not be permitted to attend class until payment has been made. Student agrees to pay $15.00 per hour for any additional make up hours required to successfully complete his or her program. Student agrees to a charge of $20.00 per hour when exceeding 20 hours. Student agrees
certificate of completion will not be released until all payments received.

I, the undersigned student, have received a copy of this contract and hereby agree to all terms and conditions set forth.

STUDENT PAYMENT & DISCLOSURE STATEMENT

Payment of all tuition and fees becomes an obligation when you register at Institute of Epidermal Cell Therapy (known as"IECT" and "The School of Esthetics and Research Inc."). The Federal Truth-in-Lending Act requires complete disclosure of the terms and conditions controlling payment and the student's obligations to comply with those federal statutes and regulations. IECT requests you carefully review and become fully knowledgeable of all disclosures.

This payment disclosure statement will cover your financial obligations to IECT for as long as you continue to incur financial obligations to the School of Esthetics and Research Inc. and/or have an outstanding balance on financial obligations to IECT. IECT reserves the right to modify the terms and conditions of this disclosure statement, prior to registration for any semester, by sending a written notice to you at your last known billing address. You are responsible for maintaining and supplying IECT with your current billing address and phone number via your student portal.

A student with a balance on his/her account on the billing date of any month will receive a monthly statement with the amount owing designated as the new balance. Payments are due on or before the due date listed on the bill. Payments, credits, or changes received or made after the bill date will be reflect on the student's online PDF statement immediately and can be accessed from your student portal.

There will be a finance charge of 0.5% per month on outstanding balances, assessed the 15th of each month. IECT figures the finance charge on the student's account by adding 0.5% per month to the adjusted balance of the student's account. The adjusted balance is equal to the previous balance shown on the monthly statement less any payments and credits received by the 15th of the month. You may pay the new balance in full at any time. If the new balance is paid before the 15th of the following month, you will not incur a finance charge. If full payment is
not made by the due date, a finance charge will be imposed on the balance of the account.

In case of ERRORS or INQUIRIES about your bill, you will need to send a written statement to IECT Central, the address is located at the bottom of this page. Include your full name, account number, and description of why you believe the PDF billing statement is in error. You will remain obligated to pay the parts of your bill not in dispute, but you will not have to pay any amount in dispute until such time as the School of Esthetics and Research Inc. either corrects the error or explains why IECT believes that the bill was correct. During the same time, IECT may not take any action to collect disputed amounts or report disputed amounts as delinquent.

You may also call the IECT Central for an explanation, but if you are not satisfied, your written notice must reach IECT Central within 60 days after the monthly statement was sent in order to preserve your rights under the Federal Truth in Lending Act.

Full payment of any previous obligations is due prior to registration. Any student's account that has a delinquent balance will not be allowed to participate in course registration for a future semester until the account is paid in full. The online PDF billing statement is available at the beginning of each semester will itemize your payment obligations to IECT including, but not limited to, the following: tuition, room, board, course fees, activity fees, etc. The statement will also itemize any credits known at the time due you for the semester, such as financial aid
awards in the form of grants or loan aid, deposits, etc. Any changes in your financial obligations to the School of Esthetics and Research Inc., caused by a change in schedule or aid for the semester will reflect immediately on the PDF billing statement.

HELPFUL NOTES

How to Pay My Bill

Online payment (eCheck and Credit Card) is Institute of Epidermal Cell Therapy's preferred payment method.

1. Online Payments
Payments can be made online by E-checks (using a checking or savings account. U.S. Bank only) and by credit cards (using Visa, MasterCard or Discover). Credit Card Convenience Fee Disclosure Statement A non-refundable convenience fee (4% of the charge amount) will be charged to your credit card account when making credit card payments applied to your student account bill. Online Payments are made through your student portal (myIECT.american.edu). Please see payment method for the information.

2. Payments by Mail
Payments by check may be sent to the address below. Please write your student IECT last four of social security number and name on your check. at saphoniagee@estheticstherapy.com.

OTHER BILLING INQUIRIES SHOULD BE ADDRESSED TO:

IECT Central –
445 N. Battlefield Blvd. Suite O
Chesapeake, VA 23320
Telephone: 757-536-0641
Email: saphoniagee@estheticstherapy.com

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November 17, 2020 7:54 pm EDT

Payment Plan Uploaded by The Institute of Epidermal Cell Therapy (School of Esthetics) - saphoniagee@estheticstherapy.com IP 96.225.161.142